Sticking to a budget and managing all of our finances isn’t always quite the straightforward affair that we’d like it to be. Thankfully, there are plenty of brilliant apps available online that can help make personal financial management a breeze, and here are 6 of the most useful ones:
1. Wally: The best app for tracking expenses
Wally will allow you to easily organize and track all of your personal expenses. Instead of having to manually log all of your expenses at the end of the month, this app will allow you to simply take a photo of your receipts, and will do it all for you. If you have geo-location activated on your phone, it will fill even more information for you, saving you several steps. Wally is free and very easy to use, and is the perfect way to help you learn exactly where all of your money is going.
Acorns is an incredible app that allows you to effortlessly start investing your small change. How does it do this? Basically, whenever you buy something with a credit card connected to the app, Acorns will round it up to the next highest dollar and automatically invest the difference on your behalf. It’s free for anyone who is still in college, and everyone else need only pay a dollar a month!
3. Coinbase: The best app for trading cryptocurrency
If you’re thinking about trading in cryptocurrency, then Coinbase is the only app you need. This app will allow you to trade Bitcoin, Bitcoin Cash, Ethereum, Ethereum Classic, and Litecoin, with more cryptocurrencies to be added in the near future. This awesome app even allows you to set up price alerts in advance in order to ensure that you’re instantly notified when your target sell/buy price has been met.
4. You Need a Budget: The best app for people in debt
You Need a Budget, also referred to as YNAB, is nothing like any other budgeting app you’ve ever used. This great app allows you to create a budget around money that you actually have, to help you get out of the financially-crippling habit of living beyond your means. If you still occasionally go over-budget, then YNAB will supply you with constructive criticism that will help you achieve your goal of getting out of the red, and staying out!